Locations:
Search IconSearch

When Should I Start Having My Cholesterol Checked? (Hint: Probably Sooner Than You Think)

Regular screening is vital to understanding your heart risk

Illustration of blood sample for cholesterol check

If you’re a healthy 20- or 30-something, you’re probably more concerned about work stress and finances than about your cholesterol. But it’s important to know your numbers — and it’s not something you should delay thinking about until middle age.

Advertisement

Cleveland Clinic is a non-profit academic medical center. Advertising on our site helps support our mission. We do not endorse non-Cleveland Clinic products or services. Policy

Why? Because studies show that high cholesterol can have long-term effects on your heart health. And because it doesn’t have obvious symptoms, you could have it without knowing.

Why cholesterol screening is so important

Your body needs some cholesterol (a waxy, fat-like substance in your blood) to perform certain functions. But when there’s too much of it circulating in your blood, it can start to build up on the inside walls of your blood vessels, which restricts the flow of blood to your heart and brain. Eventually, this could cause a heart attack or stroke.

Statin therapy and certain lifestyle changes are effective ways to bring high cholesterol down to a healthy range. But most people won’t know that they have high cholesterol just by the way they feel.

That’s where screening comes in. “A lipid panel is an easy, inexpensive screening blood test that can be very helpful in identifying patients that are at risk for cardiovascular disease,” explains preventive cardiologist Luke Laffin, MD.

What is a lipid panel blood test?

A recent Cleveland Clinic survey found that only one in five Americans are aware that lipid panel cholesterol testing should begin in a person’s 20s, even if they don’t have symptoms of heart disease.

The latest guidelines from the American College of Cardiology and the American Heart Association call for healthy adults who do not have heart disease to have their cholesterol levels tested every four to six years, starting at age 20.

People who have heart disease or who are taking cholesterol-lowering medications, or those who have additional risk factors, may need to have it tested more often. Certain children who are at high risk for heart disease should also be screened.

Advertisement

Your primary care doctor can order this test. While there are cholesterol home test kits that can be purchased at drug stores or online, Dr. Laffin recommends against using them. “There’s too much variability in measurements from brand to brand,” he says. “I would recommend having this done by a professional laboratory.”

A lipid panel will measure some or all of the following:

  • Total cholesterol. Optimal total cholesterol level is < 200 mg/dL.
  • Low-density lipoprotein (LDL) cholesterol, also called “bad” cholesterol. The optimal LDL level is < 100 mg/dL.
  • High-density lipoprotein, also called “good” cholesterol. The optimal HDL level is > 60 mg/dL.
  • Triglycerides, which are another kind of fat molecule. The optimal level of triglycerides is < 150 mg/dL.

If your numbers do not fall into a healthy range, your doctor may prescribe a statin or recommend making some changes to your diet or lifestyle.

Cholesterol management is key in minimizing your risk for heart disease and stroke — but it’s important to remember that it is only one factor that contributes to your risk. Your doctor can work with you to determine your risk based on your cholesterol numbers plus other risk factors like family history, cigarette smoking, blood pressure and age.

Advertisement

Cleveland Clinic icon
Health Essentials logo
Subscription icon

Better health starts here

Sign up for our Health Essentials emails for expert guidance on nutrition, fitness, sleep, skin care and more.

Learn more about our editorial process.

Health Library
Cholesterol Levels

Related Articles

Happy person using an elliptical machine at a gym
May 22, 2026/Heart Health

Does Exercise Lower Cholesterol?

By boosting your ‘good’ cholesterol, exercise can indirectly lower your ‘bad’ cholesterol — but it’s most helpful when paired with dietary changes

Older person's hands holding weekly medication holder, opening the day's medicines

Do Statins Increase Dementia Risk?

Despite earlier concerns, recent research suggests statins don’t raise dementia risk — and they may lower it

Older man with hand on chest while talking with healthcare provider in exam room
February 11, 2026/Heart Health

What To Know About High Cholesterol That Runs in the Family

High cholesterol can be genetic, but testing and treatment can lower your heart disease risk

Person preparing a bowl with salmon and avocado and other vegetables
February 11, 2026/Heart Health

7 Ways To Lower Your Cholesterol

Limiting saturated fat, upping your fiber intake and moving around more can help reduce your ‘bad’ cholesterol

Whole and sliced open bergamot fruits
February 6, 2026/Heart Health

Can Bergamot Help Your Cholesterol?

There isn’t enough research to recommend the supplement as a solution for lowering LDL levels

Person holding up a pill in hand and water in other hand
February 5, 2026/Heart Health

How Long Does It Take for Statins To Reduce Plaque?

You may notice a decrease in your LDL ‘bad’ cholesterol in about four weeks

Two doctors holding up oversized magnifying glasses to giant blood vessel
January 13, 2026/Heart Health

HDL vs. LDL: What’s the Difference?

In the world of cholesterol, HDL particles are ‘good’ and LDL particles are ‘bad’ for your heart health

Hands holding pills/medications
November 26, 2025/Heart Health

How Statins Can Reduce Plaque Buildup

Medications known as statins can lower cholesterol levels to minimize the risk of blocked arteries

Trending Topics

Sea lice on a fish

What You Should Know About Sea Lice

These tiny saltwater larvae can get trapped under your swimsuit and trigger an itchy reaction called seabather’s eruption

Person foraging in the woods for wild onions

Learning How To Forage for Food

Searching nature for edible items requires training and knowledge to avoid poisonous plants

Person applying oil to the ends of their hair

Can the Sun Damage Your Hair?

Yes, but you can protect yourself with hats, scarves or even hair sunblock

Ad